A personal loan means you get to choose – take a trip to Key West, grab that new i Pad, or cover unexpected expenses.With fast approval and rates lower than a credit card, your personal loan is just a phone call or mouse click away.Because of that, these loans will be more difficult to obtain.

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If the primary borrower and co-signer do not make regular payments, one or both of the borrowers could receive collection calls or letters.

If collection efforts do not yield payments, lawsuits, credit damage, and garnishments could result.

Consumers typically use a Signature Loan for purposes such as: These types of loans can vary widely depending on the lending institution.

Generally speaking, most personal or signature loans are unsecured, meaning they do not have collateral attached.

If you do not understand any of the terms or conditions, you should clarify what they mean with the lending institution to ensure you are clear on the repayment terms.

All information about the loan should be disclosed in writing and loan documents should not contain any blank spaces.

Our Overdraft Line of Credit provides with peace of mind, covering those unexpected expenses for when life doesn’t go the way we planned.

The line is paired with your Andrews checking account and will automatically transfer available funds whenever your balance isn’t sufficient to pay incoming checks, ACH, debit card transactions, etc.

The terms and conditions of each loan will vary, but they generally offer a fixed payment and interest rate that must be disclosed before the loan is closed.