There are two options for rates, which include a fixed interest rate that ranges from 3.375% APR to 6.740% APR.

The variable interest rate option ranges from 2.565% APR to 6.490% APR.

best lenders for consolidating student loans-88

In addition, So Fi also offers unemployment protection, which will come in handy when you lose your job.

If your job is lost, So Fi will suspend your payments temporarily to help you get back on your feet and start earning an income once again.

By lowering your interest rate, less additional money will be added to your total balance each month, ultimately saving you money!

Most lenders also allow you to refinance and consolidate multiple loans into one, making repayment much more manageable.

The company boasts its desire to help its customers by offering zero fees, better interest rates, and unmatched customer service.

The company has a mission to help others achieve all of their financial goals.These companies are all reputable private or federal companies that accept online applications.If I have missed any companies please let me know and I will add them to this comparison post.Let’s take a quick look at the most important factors to keep in mind:· Variable interest rate between 2.565% and 6.490% APR· Fixed interest rate between 3.375% and 6.740% APR· 5, 7, 10, 15, and 20-year pay off terms· Unemployment protection· Online application process· Consolidate both federal and private loans Citizens Bank offers multiple rates and repayment terms to ensure that there is an option that meets your needs.The company offers both fixed and variable interest rates.Nowadays, 7 out of 10 college graduates have student debt and the average has over ,000!